As 2021 is almost wrapping up, flashbacks of reflections, highlights, and observations start coming to mind. Although it’s a reality that I prefer to forget, for the second year in a row, ‘COVID-19’ is still with us and dictating our new norms of living and interacting with our surroundings. On a positive note, despite the evolving variants of the virus, humanity is on a progressive learning curve on how to behave, adapt, and move on. 2020 was a big shock to our systems, econ